Need an appraisal in Wilkesboro or Wilkes County?

Check out the top 7 reasons why NC homeowners hire Sturdivant & Assoc:

Find the right listing price (whether they're selling the home themselves or using a real estate agent)
Challenge a property tax assessment
Remove PMI to reduce your monthly mortgage payment
To reinstate your Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
If real estate needs to be divided because of a divorce
Determine the true market value of property in question to settle an estate in Wilkes county or NC

Do you own a home in or near Wilkesboro? Do you need help deciding the value of your real estate?
Contact Sturdivant & Assoc.

We at Sturdivant & Assoc understand the individual needs of a homeowner seeking appraisal services. Our regular business clients are used to the appraisal process and the standard "products" we deliver to them. Being a consumer that probably doesn't look at appraisals every day,you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Sturdivant & Assoc are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much your house is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value judgement than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable money saver for homeowners. Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. Sturdivant & Assoc is seasoned in helping people just like you delete unwanted PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your house overvalued if you live in a region that is declining. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. An appraisal report from Sturdivant & Assoc is your best weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow viewpoint. Sturdivant & Assoc can help you reinstate your home equity line of credit with a professional appraisal.

Field and Desktop Appraisal Review Services

Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you desire a veteran appraiser to double-check your appraisal for precision? Sturdivant & Assoc offers field reviews where we go out and check the subject and comparables. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Sturdivant & Assoc can help with that too. While typically requested by banks, you may need to use this service if you suspect mortgage fraud related to your house.